RupeeRedee is a digital financial services platform that enables customers to access personal loan through partnered NBFCs. Designed for both salaried and self-employed individuals, our platform supports responsible borrowing with a fast and secure application process.
RupeeRedee is India’s leading digital lending platform offering a simple and fast way to access personal loan. We provide short to medium-term personal loans through our mobile app across India. Customer service and seamless access to credit remain our top priorities.
We are a new age fintech company facilitating quick Personal Loans to both Salaried & Self-Employed segment. We work with multiple NBFCs at the backend to bring to you the best in personal finance. Your loan agreement will indicate the NBFC name and other details/ terms of agreement.
We believe that our mobile app offers one of the simplest ways to apply for a loan within minutes. If you face any issues during the process, feel free to reach out to us at care@rupeeredee.com or our team may contact you directly to assist.
We believe in not making you wait. Simply type your query in the Contact Us section to request a callback — we promise to get back to you at the earliest. You can also reach us at care@rupeeredee.com between 10:00 AM to 7:00 PM, Monday to Saturday.
Any Indian resident between the age of 21 and 65 years with a minimum monthly income of ₹15,000 from a verifiable source may be eligible to apply for a loan with RupeeRedee. We welcome both salaried and self-employed individuals, subject to meeting our internal eligibility checks and policy guidelines.
RupeeRedee is a digital-first personal loan provider with a fully paperless process. Here’s how we’re different:
• 100% digital application and disbursal through our Android app.
• Quick approvals and loan disbursal, often within 10 minutes.
• No collateral or physical document submission required.
• No home or office visits involved.
• Only basic documents needed: PAN, Aadhaar, a selfie, and access to your bank account.
• Available PAN India.
• Customer service is a key priority, ensuring a smooth experience.
RupeeRedee offers digital personal loans across PAN India, enabling customers to apply from anywhere in the country through our mobile application. Our services are already active in major cities like:
Delhi NCR, Mumbai, Bangalore, Hyderabad, Ahmedabad, Pune, Jaipur, Lucknow, Chennai, Indore, Bhopal, Surat, Vadodara, Nashik, Nagpur, Vishakhapatnam, Mysore, Chandigarh, Dehradun, Ludhiana. We continue to expand rapidly and aim to cover every town and city in India.
While we strive to provide the best in customer service, we do understand that there may be times when you may be dissatisfied with us. In such an event, you may please share your concern by sending an email to care@rupeeredee.com
Repayment status updates can sometimes take a little time to reflect, If it’s been more than 3 business days since your payment and the status still hasn’t changed, please contact our support team and share transaction details so we can assist you promptly.
We've made the process quick and easy. You just need to keep the following documents ready:
Aadhaar Card (as address proof)
PAN Card
A clear recent photograph (if asked)
No physical documents or bank statements are required. You only need to provide basic details during the digital application process.
We require KYC documents to comply with RBI’s Know Your Customer (KYC) regulations. These help us verify your identity and assess your eligibility for a loan. Our system uses this information to offer the best loan product based on your profile, while keeping the process fast and secure.
Yes, absolutely! Even if your loan application was not approved earlier, you can apply again. We understand that financial situations change, so you're always welcome to re-apply whenever you're ready. Please ensure your KYC details are accurate and up to date for the best chance of approval.
Please refer to our Product details for up-to-date information on interest rates.
Yes, RupeeRedee may charge a processing fee and service fee. For complete details, please refer to our Product details.
Our lending partners may check your credit history, if available. But, having a low credit score or absence of previous credit history doesn’t necessarily prevent you from getting a loan through RupeeRedee.
To be eligible to get a loan from RupeeRedee, one should have a regular source of income which should reflect in the bank details submitted by you.
No, an individual is entitled to take only one loan at a time. You can avail another loan once you have repaid the ongoing loan. There is no cap on the number of loans you can apply for through a period of time.
We promise to keep it simple, just complete the application formalities and submit the required documents and your loan will be ready.
No, you do not need a guarantor to request loan with RupeeRedee. We only take your individual information into consideration
We understand that it can be disappointing to see your loan application being rejected but assessment of your loan application is done as per the risk assessment and underwriting policy of our lending partners. While they do their best to serve maximum number of customers but there can be various factors which may lead to a rejection.
Kindly, enter the salary you receive as reflected in your bank statement each month.
Yes. Lenders on RupeeRedee website are regulated by RBI. To use our products, you must complete your KYC process.
Our lending partners accept Aadhaar Card as valid address proof. We believe in a simple and fast application process. Please ensure that the uploaded file is under 2 MB and in JPG, JPEG, or PNG format.
You should watch out for the following: a. The documents provided should be latest b. All images must be clear and readable c. Size of the file must not exceed 2MB d. Format should be JPG, JPEG or PNG only
PAN is required as per RBI guidelines for banks and NBFCs and since all our partners are fully compliant with regulation, we need this information to process your loan request.
No, you don’t need to upload the documentation every time unless your key KYC details have changed — for example, if your address or PAN has been updated. We believe in making your loan experience smooth and hassle-free.
We use 256-bit level encryption which is one of the most secured encryption methods. Along with that we are certified by CISA and our IT and business system are monitored, managed and protected by using highly developed and globally recognized methods. We understand your hesitation which is why we work with reputable partners.
We understand how important your application is, and we’re here to help. The common reasons for rejection may include:
(a) Incomplete or inaccurate application details
(b) Not meeting eligibility criteria
(c) Low credit score or negative credit history
(d) Overdues
If you have your PAN, latest photograph, and address proof ready, and your bank account has active net banking, you can complete your loan application within minutes. Upon successful verification and approval, the loan amount is disbursed instantly after digital agreement execution.
Yes, our digital loan application and approval process is accessible 24x7, including weekends and public holidays, via our website and Android application.
Once your application is approved, you'll receive a notification on your mobile and an email confirmation. If we need additional information, we’ll inform you via SMS/email. You can also check your application status via the RupeeRedee mobile app.
The loan amount must be utilised for the purpose disclosed in the loan application. Any illegal use of the loan amount may lead to event of default and attract legal action as per law.
We believe in working with customers for the long term. However, in case you are unable to repay your full due amount, we have options of extending the loan as per discretion of the lender. But in case you default completely on payment, then the lender will levy penalty charges, inform the same to the Credit Bureau impacting your future chances for getting loans and invoke other provisions as per the agreement. Please do inform us in advance so that we can help you with all possible options.
Yes, you can repay your loan anytime during the loan term. Just log into the RupeeRedee app to make the payment.
We do not accept cash payments. Repayments can be made using Net Banking, UPI, Debit Cards, or other digital payment options listed in the app.
It is a simple process where you grant an e-consent/ Digital Mandate to set repayment towards your loan account. The same can be done at the time of availing the loan to avoid any delay in repayment. This will ensure that you never forget to repay on time and improve your credit history!
All payments are adjusted in the following order: Approval Fee (deducted at disbursal), Late Payment Fee (if applicable), Overdue Interest (if any), Service Fee, Interest, Principal Amount Extension Fee applies only if an extension is availed.
Our digital systems are built to process loan applications round the clock, including weekends and holidays. However, the actual disbursal depends on factors like your bank’s uptime and lender approval.
Yes, you can quickly reapply once your previous loan has been fully repaid. Simply verify your mobile number using the OTP, confirm any updated personal or financial details, and submit your new loan application via our app.
Yes, you can apply for a loan anytime — day or night. Our digital platform enables application submission 24x7. Loan approval is subject to your eligibility and our partner lenders' responsible lending practices.
This may be due to network issues or delays from your service provider. Please wait for 60–90 seconds and try again.
Credit bureau records are generally submitted to the respective credit bureaus on a fortnightly basis. Once the data is submitted, the credit bureaus typically take around 7 to 8 working days to update the customer’s credit report. Please note that the actual update timeline may vary depending on the bureau’s internal processing.
We can’t change the mobile no. or email ID, However, you can contact our support team to get more information.
Your loan documents are available through your registered communication channels and may also be accessible within the app. If you’re unable to find them or need further help, please write to us at Contact Us and our team will assist you.
The No Due Certificate (NDC) is typically issued upon request after successful loan closure. If you need your NDC, please reach out to our support team at care@rupeeredee.com, and we’ll assist you with the further steps.
If you've accidentally made a double payment, please contact our customer support team at care@rupeeredee.com. Refunds or adjustments are handled on a case-by-case basis, and any excess amount may either be refunded or adjusted as per your loan terms. Our team will assist you further after verifying the details.
If you have your PAN, latest photograph, and address proof ready, and your bank account has active net banking, you can complete your loan application within minutes. Upon successful verification and approval, the loan amount is disbursed instantly after digital agreement execution.
Yes, our digital loan application and approval process is accessible 24x7, including weekends and public holidays, via our website and Android application.
Once your application is approved, you'll receive a notification on your mobile and an email confirmation. If we need additional information, we’ll inform you via SMS/email. You can also check your application status via the RupeeRedee mobile app.
The loan amount must be utilised for the purpose disclosed in the loan application. Any illegal use of the loan amount may lead to event of default and attract legal action as per law.
We believe in working with customers for the long term. However, in case you are unable to repay your full due amount, we have options of extending the loan as per discretion of the lender. But in case you default completely on payment, then the lender will levy penalty charges, inform the same to the Credit Bureau impacting your future chances for getting loans and invoke other provisions as per the agreement. Please do inform us in advance so that we can help you with all possible options.
Yes, you can repay your loan anytime during the loan term. Just log into the RupeeRedee app to make the payment.
We do not accept cash payments. Repayments can be made using Net Banking, UPI, Debit Cards, or other digital payment options listed in the app.
It is a simple process where you grant an e-consent/ Digital Mandate to set repayment towards your loan account. The same can be done at the time of availing the loan to avoid any delay in repayment. This will ensure that you never forget to repay on time and improve your credit history!
All payments are adjusted in the following order: Approval Fee (deducted at disbursal), Late Payment Fee (if applicable), Overdue Interest (if any), Service Fee, Interest, Principal Amount Extension Fee applies only if an extension is availed.
Our digital systems are built to process loan applications round the clock, including weekends and holidays. However, the actual disbursal depends on factors like your bank’s uptime and lender approval.
Yes, you can quickly reapply once your previous loan has been fully repaid. Simply verify your mobile number using the OTP, confirm any updated personal or financial details, and submit your new loan application via our app.
Yes, you can apply for a loan anytime — day or night. Our digital platform enables application submission 24x7. Loan approval is subject to your eligibility and our partner lenders' responsible lending practices.
This may be due to network issues or delays from your service provider. Please wait for 60–90 seconds and try again.
Credit bureau records are generally submitted to the respective credit bureaus on a fortnightly basis. Once the data is submitted, the credit bureaus typically take around 7 to 8 working days to update the customer’s credit report. Please note that the actual update timeline may vary depending on the bureau’s internal processing.
We can’t change the mobile no. or email ID, However, you can contact our support team to get more information.
Your loan documents are available through your registered communication channels and may also be accessible within the app. If you’re unable to find them or need further help, please write to us at Contact Us and our team will assist you.
The No Due Certificate (NDC) is typically issued upon request after successful loan closure. If you need your NDC, please reach out to our support team at care@rupeeredee.com, and we’ll assist you with the further steps.
If you've accidentally made a double payment, please contact our customer support team at care@rupeeredee.com. Refunds or adjustments are handled on a case-by-case basis, and any excess amount may either be refunded or adjusted as per your loan terms. Our team will assist you further after verifying the details.
